Industry

Cloud vs Desktop Accounting Software: What Indian Businesses Should Choose in 2026

Cloud accounting wins on real-time access and automatic GST compliance updates; desktop wins on one-time cost and offline reliability. With the ₹5 crore e-invoicing threshold and shrinking reporting windows reshaping the decision in 2026, here's a practical framework for choosing between them — plus a look at Refrens, Zoho Books, Tally, Marg ERP, and Vyapar.